Getting a Mortgage to live in Sale

Sale is claimed by the people who live there to be in Cheshire, but really it's part of Greater Manchester. Positioned between Stretford and Altrincham, Sale is a popular and upmarket place to live. A Manchester based mortgage broker who specialises on getting people agreed for mortgages in Sale is Manchester Mortgages.

Says Andrew Butterworth, broker with mortgage advisor Manchester Mortgages in Sale: "With typical property prices ranging from £250,000 up to over £1M there are plenty of different types of house available. There are also many different mortgage products on the market designed to cater for people in differing circumstances".

First time buyers tend to not live in Sale due to the property prices, instead they choose Stretford as it's far more affordable. Remortgaging is popular in Sale, where over the last 10 years house prices have risen by 10%-30%. This gives people plenty of scope to remortgage their property and make improvements such as extensions and refitting rooms.

Moving to Sale is popular and there are plenty of mortgage brokers who will advise on the best mortgage product for you. Those people will a poor credit score will find it more difficult to raise money to buy a house but it is possible - you just need to find the right broker.

"Educationally, Sale comes under the Manchester borough of Trafford - there is a good choice of schools available too. This make Sale a very popular area to live", continued Andrew.

Clifton, Walkden and Swinton Mortgages

Clifton is an area of Greater Manchester located close to the M60 motorway and near to the towns of Kearsley and Swinton. All 3 areas have new housing developments that are ideal for people who are wanting to move into the local area.

One such housing development is Scholar's Green, in Worsley, just outside Swinton in Manchester. Close to both Walkden and Clifton these houses come with easy payment mortgages courtesy of Manchester mortgages who are offering good rates of repayment interest over both 25 and 30 years, with fixed rates for either 2 or 5 years.

In the last few years it's been difficult for many people to get mortgages, one of the reasons being that a large deposit is needed - typically in the region of £35,000+. This can understandably be difficult for people to raise this amount of money, but the Scholar's Green development handles this problem nicely.

With prices starting at just over £200,000, both a deposit and a mortgage for these Walkden and Swinton properties can be arranged in a little over 2 days. Deals can be arranged where houses are part furnished too - so once you complete on your house purchase you'll have the option to be moving into a house that is already part furnished.

An added bonus with living in Walkden, Swinton or close by in Swinton or Clifton is that Walkden Station is very near. It's an ideal commuter's station with great rail and tram links into Manchester and Bolton, and further afield into Leeds and Liverpool.

Getting a house mortgage in Oldham

The M60 corridor as it is known is a ring road that encircles much of Greater Manchester. Working around from the north most point, between Whitefield and Middleton, one eventually comes close to Oldham. Now, Oldham is a busy place for those looking to buy a house, with many different types of house available.

Oldham

House prices are (compared with much of the rest of Greater Manchester) cheap, with 4 - 5 bedroom detached houses selling for upwards of £650,000, and then down to the terraced house selling for £130,000 upwards.

If you are a buy to let landlord or considering becoming one there are some great properties ion Oldham that you could buy to add or start your portfolio. With £1m - £1.5m you can have a rather decent property portfolio rather quickly.

Getting mortgages for these houses shouldn't be a problem either depending on whether you know a good mortgage broker. There are several that cover Oldham, but once again I stress the importance of avoid high street mortgage lenders. Why? Because mortgage brokers on the high street (the likes of Santander, HSBC, Halifax, Virgin etc), will only inform you about their own mortgage products. In practice, it's far more savvy to get a mortgage arranged through an independent mortgage broker, as they can advise you about available mortgages that are available on the whole of the market, rather than just to mortgages from a single vendor.

If you are looking for buy a house in or around Oldham, take a good look at this blog as it contains a lot of information that you will find useful. Please contact me for further advice also.

Listed Buildings for sale in Greater Manchester

With all the interest in buying property in Manchester, in this post we take a look at an article from the MEN about listed buildings that are up for sale across the Greater Manchester area - some of them are so cheap you won't even need a mortgage.

Whilst owning a listed property is nice for some people, remember that they come with a list of things that you can't do - one of which is usually renovation - the buyers are encouraged to preserve the properties period features.

Sometimes, grants are available to help you maintain your listed property but obviously, you will need to check what is and isn't possible, along with what can and can't be done to the property.

You can get the information you need from a good mortgage provider and broker and there are few better equipped than Manchester Mortgages, a lender that has been providing mortgages in Manchester for the last 20 years. Experts in period properties with restrictive covenants, they have dealt with getting mortgages for clients wanting to buy historic buildings for several years now.

So take a look at the properties from all over Manchester, including Middleton, Heywood and Delph and think what it would be like to own a little piece of history.

Mortgage Broker Advice - Manchester

I'm a final year student at Manchester University [http://www.manchester.ac.uk/] and I've secured a job in Greater Manchester around the M60 motorway. As I'm a big fan of the city I'd like to start the wheels in motion for buying a house in Manchester but I've found that it's not so easy to get a mortgage. At least not from the likes of HSBC or Halifax. I therefore am considering using a mortgage broker to get the the mortgage deal I want. Has anyone had any experience of mortgage brokers in Manchester?

My wife and I have a combined yearly income of £63,000 and we are looking to get a mortgage so we can buy a house in Urmston, Manchester. Urmston is our first choice but if nothing is available we would consider living further afield in places like Flixton, Stretford or Sale. We have a small deposit of £10,000 and have seen a house on the Urmston / Sale border (a place called Carrington). I have been recommended using Manchester Mortgages as a mortgage lender and wonder if they are also mortgage brokers? Is a lender and a broker the same thing when it comes to mortgages?

Both enquiries are excellent material for successfully getting a mortgage in Manchester - one of the most sort after places in the North of England, and with good road and rail links. Ideally you should look for a broker who can select from the whole of the market rather than being tied to just one lender. A great example is Manchester Mortgages (Facebook: https://www.facebook.com/manchestermortgages/) who post regularly about clients they have managed to get mortgages approved for and seem be to a friendly bunch according to what people say about them anyway.

Buying a house in Manchester

Shopping for a house Manchester, mainly for the first time can be daunting. The decisions you make alongside the manner could prevent – or cost you - many hundreds of pounds. Here’s our step by step guide to buying a home 1. Determine if buying a house is right for you Although 86% of people within the uk want to own their own home, it’s no longer constantly right for every body all the time – some people turn out to be with big regrets. See is buying proper for me? There are a number of things you want to think about before putting off on your home looking quest – no longer least whether or not you can truly come up with the money for it. See am i able to have the funds for to buy a house? In Manchester, there are several areas you can choose where you'd like to live. Popular residential areas include towns such as Bury, Oldham, Whitefield and Prestwich in Northern Manchester. In the south of Manchester you may like to look at places like Sale, Didsbury and Wytehnshawe. 2. Determine in case you ought to sell your house first In case you are already a home owner in Manchester, determine whether or not you need to promote your house or flat earlier than you buy. it may be risky in a rising marketplace, but there are upsides. especially, you may be able to pounce speedy when you do discover the house of your goals, and also you gained’t be trapped in a housing chain 3. Decide for your price range How a whole lot do you want to spend? This is probably dependent on how a great deal of a deposit you can get collectively. See How lots can i have enough money? Don’t forget about the style of one-off and ongoing hidden prices of purchasing a Manchester home. those can put a further 15% at the price of your house – extra in case you are doing serious constructing or redecoration work. See The hidden charges of purchasing and owning a belongings

Buying Flats in Manchester

Manchester net hosting corporation UKFast has announced adjustments at the top as it embarks on the next stage of its growth plans. Buying a prestigious building in the centre of Manchester with flats for accommodation is also high on the radar screen according to independent mortgage broker John Simpson of Mortgage Broker Advice.

The contemporary changes sees the commercial enterprise formally cut up into two hands with present day MD Jonathan Bowers making a lateral pass to move up the company’s speedy-developing employer division, while co-founder Gail Jones takes at the role of managing director to facilitate.

UKFast company has grown hastily and already bills for 43 in keeping with cent of UKFast’s turnover from simply four in line with cent of the purchaser base.

Jonathan Bowers, stated: “inside the past five years we've seen the enterprise move from power to strength. To retain this momentum, we've remortgaged and we’re taking the interesting step of splitting into elements, to make certain that the clients of both regions get the care and interest they require.”

Lawrence Jones, CEO of UKFast, says: “For the remaining six months we had been recruiting for an MD for enterprise and we’ve visible over 200 candidates, none of whom I felt have been as properly positioned as Jonathan to take company department forward. He knows our customers fantastically properly and is aware our tradition higher than all and sundry.

“UKFast continues to grow regardless of pressure from AWS and Azure, and with the business enterprise facet of the commercial enterprise liable for 43%, I realised the perfect state of affairs could be for Jonathan to take employer and Gail to take the position of managing Director of UKFast.”

Gail Jones says: “throughout all our agencies we’ve grown to more than the £50m turnover mark and i'm excited to tackle one of these manufacturers to ensure our clients get exactly what they need, whilst pushing the business to the subsequent degree.”

“She founded the commercial mortgage enterprise with me in 1999 and has been with me every unmarried day when you consider that. She has all the trends that I value in a pacesetter; she is affected person, enormously clever and he or she’s a notable listener. I understand that with Gail alongside Jonathan on the helm the two of them will make a powerful crew.”

Levenshulme mortgage - Manchester

Attending to paintings is the bane of most of the people’s lives. So where ought to you live if you paintings in Manchester metropolis centre and also you need to journey less than 20 minutes from your private home on your office?

Levenshulme
Way to its bustling marketplace and developing cafe/bar culture this South Manchester suburb is drawing increasingly more people in - and retaining them there.

There are bars, restaurants and parks. people tour far and extensive to discover Levenshulme marketplace - on each Saturday and 1/3 Friday of the month.

Neil Fletcher, from Kaye MacKenzie property sellers, said: “There’s pretty some things occurring. one in all the biggest modifications is the market, which is crazy and definitely nicely prepare - like all of them are nowadays.

“It’s an interesting time for Levenshulme.”

Trip time?
Educate: It takes simply six mins to get to Piccadilly educate Station, that is the fastest trip of the lot.

Vehicle: driving may be a piece of a warfare inside the morning rush but heading to upper Brook avenue through Plymouth Grove and Stockport road, you could be at your nearest vehicle park in 9 minutes - on a good day.

Bus: each the 192 and X92 take simply 18 minutes to get to the town centre.

Cycle: Heading down Stockport road then - depending how speedy you cycle, that is - you could be at Piccadilly Gardens in just 18 mins.

House fees?
Regardless of the growing reputation the common house in Levenshulme will set you lower back £a hundred thirty,488 - a rise of nearly £2,000 on the preceding yr.

Large families trying to pass to the hip South Manchester suburb can find a semi-indifferent house for £154,524 on average.

There are an abundance of conventional terraced houses for around £120,000.

What do they are saying?

Resident Pauline Johnston, 34, a PR consultant, said: “you can’t help however sense linked to the city of Manchester via being six minutes on a teach. The 192 is each 5 mins too.

“It doesn’t have the constraints of quite a few different suburbs nearby, the dearth of chains on the high street make for innovative agencies and pop ups.”


Manchester Housing News - Part 2

A second option, understood to have been favoured by Mr Burnham, would put the consultation back until early next year.

That raised questions among leaders over the impact on the local elections next May, however, while some councils - including Oldham and Stockport - could need longer than others to revisit their own particularly controversial proposals.

As a result a third, even longer delay, putting back consultation until next June, is also on the table.

That would mean no final draft would be published until at least December 2018 - and nothing formally adopted until Spring 2020.

Sources close to Mr Burnham said no decision had been reached on the timetable following Friday’s meeting, but stressed extra time was needed to get it right.

Last year’s consultation on the first draft drew 25,000 responses, huge numbers of which opposed building on the green belt. There was also considerable criticism of the plan’s methodology.

Mr Burnham’s office also believes the first version paid too little attention to building high-density housing in town centres, although attracting developers to those areas - where there is currently little investor interest - is not expected to be straightforward.

He believes the plan does not dovetail clearly enough with the region’s long-term visions for transport and affordable housing.

Delaying the plan in order to meet the mayor’s promises will raise questions over why last year’s consultation, which cost at least £80,000, was not put off until after he was elected.
[with thanks to https://www.facebook.com/manchestermortgages/]


Meanwhile - in signs of emerging tensions following the mayoral election - it is understood around half the region’s council bosses do not want to see the plan delayed, particularly those confident in their existing proposals. More than one senior insider suggested Mr Burnham had underestimated the level of work needed to fully re-think and re-write the plan, as pledged in his manifesto. One warned the absence of such a masterplan would harm investor confidence, particularly in the wake of Brexit, since developers and businesses would not know where they stood. The idea of delaying until 2020 was ‘ridiculous’, they added. A second said it was causing ‘frustration’ since ‘the timetable already existed’, adding: “Andy was fully briefed on this plan as an MP but he didn’t understand until now what he would have to deliver.” Individual councils are now carrying out an initial review of their own parts of the draft masterplan, which originally included development on green belt in every part of the region. That includes looking at land not currently included in green belt that could be re-designated in order to make up for losses elsewhere. (source: http://www.manchestereveningnews.co.uk/news/greater-manchester-news/greater-manchesters-controversial-housing-masterplan-13288112)

Manchester Housing News - Part 1

A rift has emerged among town hall chiefs and new mayor Andy Burnham over how quickly to plough ahead with the Greater Manchester Spatial Framework (GMSF)

Greater Manchester’s controversial 20-year development masterplan could be delayed by well over a year so council bosses can go back to the drawing board.

A rift has emerged among town hall chiefs and new mayor Andy Burnham over how quickly to plough ahead with the Greater Manchester Spatial Framework (GMSF).

Officials are eyeing up a major rewrite fallowing of Mr Burnham’s manifesto pledges and public concern over green belt.

One option now under discussion is to aim for it to come into force in Spring 2020, considerably later than the December 2018 date originally intended.

But some council bosses are opposed to the delay, believing it will harm investor confidence in the region.

The GMSF - the region’s long term development blueprint - caused a storm when it was unveiled in draft form last year due to the dozens of greenfield and green belt sites earmarked for new housing and businesses.

Council chiefs now believe it was not clear enough in its vision, while also accepting some green sites will need to be removed due to public opposition.

(source: http://www.manchestereveningnews.co.uk/news/greater-manchester-news/greater-manchesters-controversial-housing-masterplan-13288112) A private meeting of combined authority leaders last week saw three new potential timetables put forward for the plan so it can be rewritten. One option would involve consulting on a new draft this autumn, a couple of months later than originally planned, before submitting to government a year later in the hope of adopting it in September 2019.