Mortgage Broker

Clifton is an area of Greater Manchester located close to the M60 motorway and near to the towns of Kearsley and Swinton. All 3 areas have new housing developments that are ideal for people who are wanting to move into the local area.

One such housing development is Scholar's Green, in Worsley, just outside Swinton in Manchester. Close to both Walkden and Clifton these houses come with easy payment mortgages courtesy of Manchester mortgages who are offering good rates of repayment interest over both 25 and 30 years, with fixed rates for either 2 or 5 years.

In the last few years it's been difficult for many people to get mortgages, one of the reasons being that a large deposit is needed - typically in the region of £35,000+. This can understandably be difficult for people to raise this amount of money, but the Scholar's Green development handles this problem nicely.

With prices starting at just over £200,000, both a deposit and a mortgage for these Walkden and Swinton properties can be arranged in a little over 2 days. Deals can be arranged where houses are part furnished too - so once you complete on your house purchase you'll have the option to be moving into a house that is already part furnished.

An added bonus with living in Walkden, Swinton or close by in Swinton or Clifton is that Walkden Station is very near. It's an ideal commuter's station with great rail and tram links into Manchester and Bolton, and further afield into Leeds and Liverpool.

Attention house buyers and remortgagers, if you are wanting to buy a house or remortgage your property and it's in the Manchester areas of Swinton, Eccles or Boothstown then this post is especially for you.

Mortgage broker Andrew Butterworth from popular local mortgage advisors Manchester Mortgages has put together a special mortgage deal for people and families looking to move to these three areas.

Take a look at this house - ideal for first time buyers in Pendlebury, Swinton. At £130,000 it's affordable and an ideal way to get yourself on the Manchester property ladder. It's properties like this that Andrew is looking to get really good mortgage deals on for clients. Says Andrew: "Buying a house and getting a mortgage in Swinton, Boothstown or Eccles has never been more attractive than it is now."

I asked him why? - "With interest rates soon to go up (see this article from This is Money), Manchester Mortgages can get you a mortgage offer where the interest rate is fixed for five years. With the interest rate currently low, you can beat any rise by getting a mortgage with a fixed rate." he said.

He continued, "The areas of Swinton, Eccles and Boothstown have a lot of new build properties that are attractive to many homebuyers. Getting an equally good mortgage deal is essential in saving you money over the term of your mortgage."

The house is situated between Leigh and Worsley Road, close to the A580. It is vacant possession. Do you need to know anything else?

Answer: Thanks for your enquiry. You're looking to buy a house in a popular part of Manchester and while Worsley can be very expensive, more affordable properties are to be found in Swinton. I am familiar with both parts of Greater Manchester and can tell you that mortgage competition is fierce.

We can do a lot to get you a good deal as you have a deposit of £25,000 and are in full time employment. There are some additional questions I'd like to ask you about your poor credit history, but don't concern yourself at this part as sometimes it turns out not to be a problem at all.

A popular mortgage broker in Manchester is Manchester Mortgages - who I mentioned in my last blog post (http://mortgagebroker.posthaven.com/mortgage-broker-advice-manchester). They are a good choice and have several decent Google recommendations too. Start by giving them a call and if you need further advice you can always make an appointment to see them.