Mortgage Broker

A colleague of mine recently bought a house in Bury, Greater Manchester. He was a first time buyer and went for something that was affordable - a simple 2 up / 2 down terrace on the way out to Tottington.

As he was self employed he found that getting approved for a mortgage was not the most straightforward thing he'd ever done. He didn't have any employers pay slips for example but he was able to demonstrate a regular payments into his account that would adequately cover his mortgage outgoing.

The problem was that these payments were never for a standard amount. This meant that banks were not interested in lending him money. The broker / adviser he used to get him his mortgage was Manchester Mortgages (you can view their Bury page here - https://manchestermortgages.co.uk/bury-mortgage-broker-advisor/)

These brokers come with a wealth of experience and have been working in the mortgage business between them for over 40 years. Their advice is second to none. Manchester Mortgages are often able to get you approved for a mortgage where other companies have failed. Call them now on 0161 706 0242.

Recently in the Bury Times, an online newspaper that covers the areas of Bury, Radcliffe, Prestwich, Whitefield, Ramsbottom and Tottington there were some interesting articles on how to go about obtaining a mortgage and buying a house in Bury, Greater Manchester.

The link above will take you to the rightmove website, which is a portal of houses for sale and is organised by area. Now the area of Bury and surrounding satellites of Tottington, Walmersley and Ramsbottom have a lot going for them. They are quite well-heeled and well to do, the schools are good, and the motorway network is nearby, meaning that for work, both the M60, M62 and M65 motorways are easily accessible. Drive time into the centre of Manchester is around 40 minutes, which makes all these areas good commuting locations.

Also there's quite a bit of decent countryside around too, the area of Ramsbottom (just along from Tottington) is mainly greenbelt so if you travel out this far in your home buying investigations, you can expect to see hills, farms, fields and open countryside.

There are some new build houses going up throughout the area of Bury, but also some brownfield developments. Be sure to look at some other posts in this blog for further information.

Here's a question that recently came into us. The person is looking for mortgage brokers who can secure them a deal in either the Wigan or Bury areas of Greater Manchester / Lancashire.

I'm looking to get a mortgage and wonder if you can help me? I'm wanting to move into the Manchester area - perhaps around Bury or Wigan. I'm a first time buyer and am looking for a mortgage of about £120,000. I have a deposit of £45,000 and wonder if this will be enough?

I've tried some high street lenders such as HSBC and RBS but there's a ridiculous waiting list of several months. I've seen the house I'd like to buy and I need a decision on whether I can get a mortgage or not - I can't wait for HSBC or RBS - they take too long. Hopefully you can help me find a mortgage? I was recommended to you by a friend who also lives in Manchester.

I'd probably prefer to live in the Wigan area rather than Bury and have found some 3 bedroom houses in the Haigh, Aspull and Tyldesley areas. The prices are above £150 so it's a bit of a stretch but I reckon I should be able to find myself a mortgage broker who can sort me out with a good deal.

I've been reading your blog and noticed that in one post you mentioned Manchester Mortgages. I found a general Manchester portal of mortgage brokers too at http://www.manchester.com/money/mortgage_brokers_advisors.php so I will try the phone numbers on there and look at the web site.

In the meantime if you can get back to me with what criteria you need to find me a mortgage in the Wigan or Bury areas that would be great!